VA – Veterans Affairs

A VA loan is a mortgage loan that the Veterans Administration guarantees. This type of loan gives Veterans and/or their surviving partners who have not remarried a federally guaranteed loan without having to pay a down payment. This program has been highly effective in providing homes for millions of American Veterans and their families.


  • No down payment required.
  • Lower interest rate.
  • VA doesn’t require private Mortgage Insurance Premium (MIP).
  • Limit on amount of origination fees and closing costs charged by lenders.
  • Appraisal fees are also limited.



  • Borrowers with remaining eligibility must provide a Certificate of Eligibility from the VA.
  • Both the lender and the seller can pay closing costs.
  • Borrowers are required to pay a one-time funding fee based on the amount of the loan and the applicant’s length of service.
Contact One Of Our Helpful Mortgage Lenders Today!
Licensed In all States
Just fill out the quick form below and we’ll take it from there.

Contact Us

  • This field is for validation purposes and should be left unchanged.
NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 ( 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.