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Loans for Secondary Homes 

A second home is considered as any private ownership of a residence other than a person’s primary residence.

Second homes are often called vacation homes or secondary residences, depending on their use. This property must be available only for your use and enjoyment exclusively. They must not be subject to any rental pools or long-term leases. If you’re employed, buying a second home is a great opportunity to build additional equity and help prepare for retirement. Mortgages available for second homes are slightly different than the loans you can get for a primary residence. To learn more about second home loan rates or to start your application, contact us today!


  • Buy the property now while employed, then retire in it later.
  • Opportunity to build equity.
  • Similar terms to primary residence loans.

*Supreme Lending is not a licensed CPA or Tax consultant and therefore, cannot determine if your mortgage interest will be eligible as a tax deduction per IRS code. You are advised to contact a tax professional. This in no way implies you are guaranteed a tax credit. 

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NOT A GUARANTEE, OFFER OR AGREEMENT. EVERETT FINANCIAL, INC. D/B/A SUPREME LENDING NMLS ID #2129 (www.nmlsconsumeraccess.org) 14801 Quorum Dr., #300, Dallas, TX 75254. 877-350-5225. © 2017. Information, rates, & programs are subject to change without prior notice. Subject to credit & property approval. Not affiliated with any government agency. Intended for Texas Consumers Only. Texas- SML Mortgage Banker Registration Residential Mortgage Loan Originator.

Secondary Home Loans Made Easy

If you’re in the market for a vacation home or secondary residence, trust Supreme Lending DFW to use our resources to help you get that second home loan. We’ll use our expertise to guide you through every step of the process from beginning to end. Unlike our competitors, the Supreme difference is our experienced, knowledgeable team, dedicated to excellence and client satisfaction. It’s our goal to close on your second home swiftly so you can start enjoying it right away.

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Get Competitive Second Home Loan Rates

With Supreme Lending DFW, we go the extra mile to get you a competitive interest rate for your second home loan. Once you settle on the perfect home, it’s our mission to close every loan in 20 days or less*. A quick close prevents the risk of complications and holdups that can arise during a lengthier process.

We always put our customers at the forefront of everything we do, and we treat them with respect and honesty. Have a question? Call your Loan Officer! It’s their priority to make you feel comfortable and guide you through your second home loan process so you can feel confident every step of the way. Let Supreme Lending DFW secure the vacation home of your dreams.

*Closing in 20 Days or less is not a guarantee. Turn times may vary as each loan is different.

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See How Supreme Lending Can Help You with Your Second Home Loan

At Supreme Lending DFW, we understand that when you decide you need a mortgage for a second home, you need to have all the necessary information to make the decision that’s right for you. Our expert team of mortgage professionals will be there during the entire process. We’ll outline our available loan programs to make sure you get the one that best suits your needs. Have a question about mortgage basics or any step of the loan process? Our team is always here for you. Contact us today to see what we can do for you!