Make your dream home a reality with our FHA 30-Year Fixed-Rate 203(K) Rehabilitation Loan Program. With Rehab loans, you can fix up your current home or buy a new one that needs repairs or upgrades. You’ll be able to finance or refinance your home and renovate it through a single mortgage. There’s one application, one process, and one closing.
Minimum credit score of 620.
Maximum 55% DTI for credit scores >680.
Maximum 50% DTI for credit scores 640-679.
Maximum 43% DTI for credit scores 620-639.
FHA 203(k) consultant is mandatory.
Funds are not disbursed in advance.
Up to 5 disbursements are available.
Unlimited rehabilitation escrow amount.
Disbursement of funds is made to the contractor as work is completed and evaluated.
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